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Accounting & Invoicing

Bonsai alternatives for Startups

Tools a startup can adopt fast without blowing the budget. Every pick has a free tier or an entry price small enough to survive a seed-stage burn.

All Bonsai alternatives
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What is the best startups alternative to Bonsai?

Xero is the startups Bonsai alternative we recommend first. Xero starts at $15/mo, undercutting Bonsai's $25/mo while covering the same core ground. It scores 4.6 in our testing, and at $15/mo it keeps the monthly bill reasonable. See the full ranked list below to compare every pick.

Ranked by our testing

5 startups alternatives worth your time

1Xero logo

Xero

4.6 out of 54.6

Beautiful, cloud-based accounting and bookkeeping software for small businesses and accountants.

Lower priceFrom $15/moPaid only

Xero starts at $15/mo, undercutting Bonsai's $25/mo while covering the same core ground.

  • Unlimited user seats on all plans allows inviting team members and accountants for free.
  • Automated bank feed matching makes daily bookkeeping fast and painless.
2Zoho Books logo

Zoho Books

4.3 out of 54.3

Full-featured accounting at a fair price.

Free planFrom $15/moFree tier

Unlike Bonsai, Zoho Books ships a genuine free tier, so you can start without a card and only pay once it earns it.

  • Genuine free forever plan for businesses under $50K in annual revenue, no credit card required.
  • Full double entry accounting at a fraction of QuickBooks pricing, from $15/mo annual.
3FreshBooks logo

FreshBooks

4.2 out of 54.2

Invoicing and accounting designed for freelancers.

Lower priceFrom $19/moPaid only

FreshBooks starts at $19/mo, undercutting Bonsai's $25/mo while covering the same core ground.

  • Invoice builder is the most polished in the small business accounting category
  • Expense tracking with mobile receipt capture saves hours of manual entry
4Wave logo

Wave

4.2 out of 54.2

Genuinely free accounting and invoicing.

Free planFrom FreeFree tier

Unlike Bonsai, Wave ships a genuine free tier, so you can start without a card and only pay once it earns it.

  • Well established product with an active user base
  • Regular updates and clear roadmap
5Harvest logo

Harvest

4.2 out of 54.2

Time tracking and invoicing in one tidy app.

Free planFrom $11/moFree tier

Unlike Bonsai, Harvest ships a genuine free tier, so you can start without a card and only pay once it earns it.

  • Well established product with an active user base
  • Regular updates and clear roadmap
Side by side

Bonsai vs the startups alternatives

ToolOur scoreFromFree tierBest for
Bonsai logoBonsai4.1$25/mo NoInvoicing, contracts, and taxes for freelancers.
Xero logoXero4.6$15/mo NoSmall business owners, accounting firms, and digital agencies wanting automated bank feeds, online invoicing, and multi-currency accounting.
Zoho Books logoZoho Books4.3$15/mo YesSmall business owners, freelancers, and accountants who want full double entry accounting with a genuine free tier, deep inventory, project costing, and a connected Zoho ecosystem at a price well below QuickBooks and Xero.
FreshBooks logoFreshBooks4.2$19/mo NoFreelancers and solo business owners who want simple invoicing and expense tracking
Wave logoWave4.2Free YesGenuinely free accounting and invoicing.
Harvest logoHarvest4.2$11/mo YesTime tracking and invoicing in one tidy app.
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