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Accounting & Invoicing

Free Bonsai alternatives

Every pick starts with a genuine free tier, which makes it the easiest way to test a full workflow for zero dollars. Start free and upgrade only when it earns it.

All Bonsai alternatives
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What is the best free alternative to Bonsai?

Zoho Books is the free Bonsai alternative we recommend first. Unlike Bonsai, Zoho Books ships a genuine free tier, so you can start without a card and only pay once it earns it. It scores 4.3 in our testing, and at $15/mo it keeps the monthly bill reasonable. See the full ranked list below to compare every pick.

Ranked by our testing

3 free alternatives worth your time

1Zoho Books logo

Zoho Books

4.3 out of 54.3

Full-featured accounting at a fair price.

Free planFrom $15/moFree tier

Unlike Bonsai, Zoho Books ships a genuine free tier, so you can start without a card and only pay once it earns it.

Why this swap

Best for: Pick Zoho Books if you want full double-entry accounting with a generous free tier for businesses under $50k revenue, complete inventory tracking, and deep Zoho suite integration.

Watch out: Zoho Books has an accountant-centric interface that feels dry, and its client portal lacks Bonsai's contract templating and project task management polish.

Verdict: Choose Zoho Books for affordable, full double-entry accounting. Choose Bonsai for streamlined freelance client onboarding and contract signatures.

  • Genuine free forever plan for businesses under $50K in annual revenue, no credit card required.
  • Full double entry accounting at a fraction of QuickBooks pricing, from $15/mo annual.
2Wave logo

Wave

4.2 out of 54.2

Genuinely free accounting and invoicing.

Free planFrom FreeFree tier

Unlike Bonsai, Wave ships a genuine free tier, so you can start without a card and only pay once it earns it.

Why this swap

Best for: Pick Wave if you want 100% free invoicing and basic double-entry bookkeeping without paying any monthly SaaS software subscription.

Watch out: Wave has no contract signing, no proposal builder, no project task tracking, and customer support on the free tier is community-based.

Verdict: Choose Wave for completely free invoicing and income tracking. Choose Bonsai for legal contract protection, client proposals, and integrated project workflows.

  • Well established product with an active user base
  • Regular updates and clear roadmap
3Harvest logo

Harvest

4.2 out of 54.2

Time tracking and invoicing in one tidy app.

Free planFrom $11/moFree tier

Unlike Bonsai, Harvest ships a genuine free tier, so you can start without a card and only pay once it earns it.

Why this swap

Best for: Pick Harvest if your primary operational need is tracking team hours across client projects, monitoring budget burn rates, and turning timesheets into accurate invoices.

Watch out: Harvest is dedicated to time and budget tracking. It lacks contract generation, proposal e-signatures, and client relationship management features.

Verdict: Choose Harvest for detailed billable hours tracking and project budget reporting. Choose Bonsai for an all-in-one freelance suite covering proposals, contracts, and payments.

  • Well established product with an active user base
  • Regular updates and clear roadmap
Side by side

Bonsai vs the free alternatives

ToolOur scoreFromFree tierBest for
Bonsai logoBonsai4.1$25/mo NoFreelancers, independent consultants, and boutique creative agencies wanting an integrated workflow combining legally vetted contract templates, client proposals, time tracking, and branded invoices in one client portal without stitching together five separate apps
Zoho Books logoZoho Books4.3$15/mo YesSmall business owners, freelancers, and accountants who want full double entry accounting with a genuine free tier, deep inventory, project costing, and a connected Zoho ecosystem at a price well below QuickBooks and Xero.
Wave logoWave4.2Free YesGenuinely free accounting and invoicing.
Harvest logoHarvest4.2$11/mo YesTime tracking and invoicing in one tidy app.
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